If you’re a shopaholic, credit card might be one of your best friend. They don’t complain, argue or question your judgement. They won’t hesitate, deny or disagree with your choices either. Simply take it out, sweep it in the machine and voila.. that Louis Vuitton handbag is yours. The world probably looks so much peaceful, doesn’t it? Whether you’re shopping for $10 or $100, a sweep of your “magic card” does the trick everytime. And as Rebecca Bloomwood (Confessions of a Shopaholic) says-
“When I shop, the world gets better, and the world is better, but then it’s not, and I need to do it again.”
But on the gloomy side, these enchanted cards bring more than some unexpected troubles. Let’s say you have maxed out on your card. Perhaps you haven’t cleared your credit card bills yet? Or worse, you’re left with no penny to pay them back like Miss. Bloomwood. Here’s a little example for you-
Imagine a grumpy debt collector calling you every hour reminding you to clear your bills. Imagine witnessing a tremendous sale in your city while you’re (literally) bankrupt. Or imagine living in a really tight budget because somehow unknowingly you got hypnotised by all the cheap sales, thrift stores, mannequins, eye-popping shops, labels, glitter, glamour and everything that comes with a fashionable lifestyle. You have astoundingly spent a shameful amount of money on your unforgettable dream to enjoy a stylish life.
Horrifies to relate? Maybe you’re not the only one who wants a closet-to-die-for. Maybe you’re not the only shopaholic in town dealing with life, money and your shopping skills. And maybe, you’re not the only person struggling with credit cards. Perhaps they are more troublesome than you had imagined. Perhaps credit cards are not always magical. I read an amazing quote the other day which exactly fits in this situation-
“Good things can be bad if you look at the dark side. Bad things can be good if you look at the bright side.”
There is nothing abnormal if you love shopping. Hell, my mom is a chronic shopaholic. But if you carry credit cards everywhere, then probably it is time to look into Plan B. Even our shopaholic guru Rebecca Bloomwood says-
“Your store card is like a 50 percent-off cashmere coat. The first time you meet, it promises to be your best friend. Until you look closely and realize it’s not real cashmere. Then, as winter comes, you discover that your coat isn’t actually a friend at all. You should have read the fine print. Should look more closely what you’re getting into.”
**UPDATE: This post has been featured on IFB Links à la Mode: June 20, 2013. You can read it here.
Do you struggle with credit cards?